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Archive for the ‘Insurance Coverage’ Category

Court Denies Injury Victim Attorney Fees

Our law firm was not involved in the lawsuit described in this article.

Generally each side in a lawsuit must its own attorney fees unless there is fee shifting by contract or a legal exception.

Under some circumstances an insurance company may have to pay part of an injury victim’s attorney fees and legal expenses.

In a recent decision the Washington Court of Appeals considered whether this applies to a passenger in a vehicle who is injured as a result of the fault of the driver of the same vehicle.  The Court ruled in a published decision that under such circumstances the driver’s insurance company is not liable for a pro-rata share of attorney fees.[1] Read the rest of this entry »

Court Rules Insurace Policy Covers Diminished Value to Vehicle

Our law firm took no part in this decision.

After the plaintiff’s vehicle sustained damage in a collision his insurance carrier paid the full cost of repairs, less a deductible. The plaintiff claimed that the policy covered loss for the diminished value of his vehicle, but his insurance company  disagreed.

The plaintiff filed a class action lawsuit, alleging breach of contract, insurance bad faith, and violations of the Washington Administrative Code and Consumer Protection Act (CPA). Read the rest of this entry »

Court Rejects Claim for Reimbursement of Deductible

Our law firm was not involved in this case.

In a recent opinion the Washington Court of Appeals rejected the argument that an insured should be reimbursed for its deductible when the insurance company collects from the at fault party.[1] Read the rest of this entry »

Mahler Reduction

Mahler is an important Washington State Supreme Court case concerning subrogation and attorney fees.

Normally an injury victim who recovers damages must reimburse their own insurance company for benefits the insurance company paid that are related to the injury, such as medical expenses, or other damages caused by the at fault party.

However, it is unfair for the injury victim’s insurance company to collect its money from the settlement generated by the efforts of the injury attorney and injury victim unless the insurance company helps pay the attorney fees.  Otherwise the insurance company benefits from the settlement funds but does not contribute to the creation of the settlement. Read the rest of this entry »

Subrogation and the Made Whole Rule

Insurance carriers typically have the right to be reimbursed under the insurance company’s right of subrogation when their insured recovers from an at fault party.

In Washington the injury victim must first be made whole before the injured person’s insurance company is entitled to be reimbursed.  [1] This means that if an injury victim recovers less than full compensation for his injuries – such as when the at-fault party does not have enough insurance – the injured person’s insurance company does not get reimbursed.

This Washington rule does not apply to employee benefits paid under a plan covered by federal ERISA law or to certain other statues that create liens on the injury recovery.

This is not a substitute for legal advice.  For advice about your situation speak to a personal injury attorney.


[1] Thiringer v. American Motors Ins., 91 Wn.2d 215, 588 P.2d 191 (1978).

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  • Washington Courts Rule on Landlord Liability for Dog Bite Injury
     Our law firm was not involved in the personal injury lawsuit described in this article. A recent Washington Court of Appeals decision considered arguments for landlord liability for dog bite injury.  The plaintiff was injured in a common areas by a dog owned by another tenant. The plaintiff claimed that the dog had attacked other […]
  • Court Dismisses Case for Improper Service of Summons and Complaint
    Our law firm was not involved in the personal injury lawsuit described in this article. In a recent decision the Washington Court of Appeals considered an issue of service of a summons and complaint. [1] Proper service of the summons and complaint is a prerequisite to the court obtaining jurisdiction over a party, and a […]
  • Medical Malpractice Statute Notice Requirements Declared Unconstitutional
    Our law firm was not involved in the personal injury lawsuit described in this article. Washington medical malpractice statutes had required an injury claimant to both obtain a certificate of merit from an expert before filing suit and to give 90 days notice to a health care provider before filing suit. Last year the Washington […]
  • Landowner Duty to Police in Washington
    Our law firm was not involved in the personal injury lawsuit described in this article. In a recent premises liability case Division One of the Washington Court of Appeals considered what duty, if any, a landowner owes to a police officer.[1] On the night of December 20, 2005, a King County Sheriff’s Department Deputy entered […]
  • Woman Claiming Injury Unsuccessfully Argues Appeal Without an Attorney
    Our law firm was not involved in the personal injury lawsuit described in this article. A woman who fell and was in injured appealed the trial court results. She unsuccessfully argued her appeal without the assistance of an attorney. She injured her ankle when she slipped on a substance on the floor in a Safeway […]
  • Person Who Fell on Wet Floor Sign Wins Appeal
    Our law firm was not involved in the personal injury lawsuit described in this article. A customer slipped and fell on a fallen wet floor sign. The trial court dismissed the case on Petsmart’s motion for summary judgment. The Washington Court of Appeals reversed. The customer several minutes browsing the dog toy aisle. He caught […]
  • Auto Accident Injury Victim’s Default Judgment Set Aside
    Our law firm was not involved in the personal injury lawsuit described in this article. A woman injured in a motor vehicle accident served the Washington Secretary of State because she was unable to locate the other driver to effect personal service.  The trial court entered a default judgment.  The court awarded $12,000 in general […]
  • Oil Slick from Truck Allegedly Causes Accident
    Our law firm was not involved in the personal injury lawsuit described in this article. The Washington Court of Appeals ruled on a case in which it was alleged that an oil slick from a truck on the interstate highway caused a vehicle to loose control and leave the highway, rolling over several times.[1] A […]
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