What if I was out of my car temporarily? Am I covered by insurance if I get injured?

For insurance coverage purposes, “using” a vehicle is not limited to driving. Sometimes when using a vehicle we get out temporarily: to change a tire; get something out of the trunk; assist another motorist; etc.

There may still be insurance coverage under Washington law if you are in close proximity to the vehicle and engaged in an activity essential to the use of the vehicle.

Consult with an attorney if you have been denied coverage, even if you were not in the vehicle.

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