Will my landlord’s insurance pay my medical bills?

Some landlord’s have insurance with coverage for medical expenses, often called “Medical Pay” coverage or “med pay” for short. This covers medical expenses from personal injury regardless of fault.

If a landlord does not have med pay coverage, medical expenses would be part of the personal injury claim and would have to wait for settlement.

If a tenant’s insurance covers medical expenses and that tenant recovers for personal injury from the landlord, the tenant might have to reimburse their own insurance company under legal rules called subrogation. You will need to be sure this is accounted for in any personal injury settlement.

A personal injury attorney can help investigate your claim and answer any questions.

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